What We Care About
NCB Capital Impact helps people and communities reach their highest potential at every stage of life.
As a nonprofit organization and a certified Community Development Financial Institution with a national presence, NCB Capital Impact improves access to high-quality health and elder care, healthy foods, housing, and education in low-income communities across the country.
Our impact is built on a diverse and extensive network of alliances, our depth of experience, and a cooperative approach. We partner with public and private organizations that are like-minded in mission, and dedicated to long-term success.
Initiatives
California FreshWorks Fund: 23.5 million Americans, living in low-income areas lack access to a supermarket within a mile of their home, 1.7 million of them in California. This makes it less likely for them to consume fresh fruits and vegetables, and therefore face higher risks of diet-related diseases such as cancer, diabetes, and heart disease. To reduce food deserts and help communities get healthier, NCB Capital Impact serves as the Program Administrator for The California Endowment’s FreshWorks Fund. Together with our partner NCB, and our combined 25 years of financing retail grocery and food cooperatives, Capital Impact is customizing appropriately structured financing to successfully expand access to healthy, fresh foods for underserved communities.
Health Care: We finance community-based health care organizations to allow them to improve the quality of care they offer to individuals and families in underserved, low-income communities. Our disbursement goal to community health centers for 2010-12 is $192 million nationwide.
Education: We create access to capital with a focus on innovation and leadership in order to foster the development of accessible, high-quality educational facilities. We will facilitate the development of environmental sustainability within this market. Our disbursement goal for education facilities for 2010-12 is $275 million nationwide.
The GREEN HOUSE® Replication Project: We partner with organizations, advocates, and communities to lead the transformation of institutional long-term care by creating viable homes that spread THE GREEN HOUSE® vision demonstrating more powerful, meaningful, and satisfying lives, work, and relationships. We create and maintain tools, trainings, technical assistance service, and networks that support organizations to adopt this model.
Long-Term Supports Innovations: We create innovations in community-based approaches to aging that enable older Americans and people with disabilities to conduct their lives with maximum independence, dignity, and connection with their communities. We assist in development of best practice community aging plans and grass roots initiatives such as the Village-to-Village Network.
Cornerstone Partnership: The Cornerstone Partnership is a peer network for homeownership programs that preserve long‐term affordability and community stability, helping more hard‐working people buy homes today, maintain those homes and keep them affordable in the future.
Impact
NCB Capital Impact has deployed $1.825 billion through 12/2012 to create:
$657.7 million for community health centers that provide 1.5 million patient visits annually
$92 million for healthy food financing in over 71 locations
$598.2 million for high-quality charter school facilities creating 204,465 more school seats
$204.3 million for 35,406 units of multifamily homeownership or other affordable housing
$150 million for other community development enterprises
144 GREEN HOUSE® Homes operating on 34 campuses in 23 states
29,867 jobs for low-income individuals
What This All Means to
NCB Capital Impact People
"I have long been interested in the flow of capital and how to make that capital flow to the people who need it and deserve it most. I believe the power of NCB Capital Impact comes from the fact we are not just a link in the chain of capital, but rather a rock redirecting the stream."
- Ian Wiesner, Loan Officer
"I came to NCB Capital Impact to work with The Green House project. This is a natural step in my life work towards transforming nursing homes. It feels like this replication initiative is a very good fit with NCB Capital Impact and its mission and vision. I enjoy telling people about NCB Capital Impact, it's history and mission. People want to know that there is a good fit and synergy and are always interested in the organization."
- Anna Ortigara, Communications & Outreach Director for The Green House Project
"We have seen a lot on the news during the last year about those that 'lost it all,' but there is still no focus on those 'that never had.' NCBCI is special because we care about those that are often forgotten, misunderstood or unwanted."
- Sherinda Robinson, Loan Officer
"When I began interviewing at non-profits, I realized that besides who I worked for, an important factor to consider was who did my work benefit. While I think that some people can be fulfilled working at a job that has little or no social value, I think that my life experience suggests working for an organization that has direct impact on low income communities is the right environment for me. Having been an uninsured user, not only of the type of health care clinics that we finance at NCB Capital Impact but some of the actual facilities we have financed, it gives me personal satisfaction to know that I can do something each day to insure that the options I was able to utilize remain available to the people who need them."
- Elizabeth Day, Project Coordinator, Oakland, California Office
"I came to the organization a little more than 25 years ago. My compass always had a very strong social justice needle, and prior to my time here true north for me was always about leveling the playing field. But, NCB Capital Impact dwarfs my other working experiences in terms of personal satisifaction and fulfillment. I have never worked with a finer group of commited, passionate and accomplished people -- and my connection with people is first and foremost my driver. The core value of innovation/change is a principle which is at my core, and to see it embraced by the entire organiation gives me a personal feeling of confidence about our vision fulfilment. And to actually see our progress in operating at scale and making such a significant change in peoples' lives ... this is what continues to drive me."
- Terry Simonette, President & CEO
Read more about what NCB Capital Impact people care about...